Financial Planning, Investments, Insurance, Asset Managment

  • Plan for your future


  • Protect your family


  • Local business, loyal advisors.


  • Thoughtful Strategies,       Intelligent Solutions


Who We Are

Financial Strategies & Solutions is an investment and advisory service based in Bellingham, Washington and working with clients in several states from Washington to New York. Richard Gale has over 35 years of experience in financial services. He is a Life Underwriting Training Council Fellow (LUTCF), Chartered Financial Consultant (ChFC) and is a member and past president of the Northwest Washington Estate Planning Council.

As an independent advisor Financial Strategies & Solutions is not restrained by a single company's products or compelled to use proprietary funds, in other words, we work for you, not our venders. Securities and advisory services are offered through KMS Financial Services Inc., based out of Seattle, Washington. KMS is a broker/dealer and registered investment advisor modeled to cater to clients rather than shareholders.

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